Not everything is so explicit in the course, but with a little right thinking and the help of the Holy Spirit, plus Jesus through the course, there's no way you can lose. You're probably saying to yourself, "I'm tired of losing," or maybe the word is "giving in." It doesn't matter.
Remember, we're talking about programs. You might be wondering about programs from your past life; they're not important. The solution is here and now. Does that sound like karma? Actually, your karma is recorded, but you don't have to go back to past lives; this one is already serving you. The Holy Spirit guides you, and as you atone, you resolve your karmas without even realizing it. These karmas, when you atone, are also undone, and new ones are "written," which you undo, or if you prefer, atone for. Don't look beyond this dream, which is enough to get rid of everything from the past.
Did you notice that I capitalized the word "Atone"? This is because it belongs to the realm of God, and everything that belongs to Him is capitalized.
There is a kind of atonement, lowercase, that belongs to the ego, and obviously it's useless, since the premise of your ego, as well as mine, is that you seek and you will not find.